Moka: Intelligent investing 3.65.3

Moka presents itself as a fully managed investing app that redefines the journey of wealth accumulation through a blend of proven strategies and insights from behavioral science. The platform aims to deliver results that many investors strive for but often fail to attain.

Charlie Munger once noted, “Most of the people who are in wealth management have an almost zero chance of outperforming an unmanaged index like the S&P.” Moka's investment strategy is centered around the S&P 500, which has averaged a 10% annual return since its inception in 1957, outperforming 98% of professional fund managers. In stark contrast, the average investor has only achieved a mere 4% return, highlighting a significant gap that can lead to millions lost over time.

Joining Moka means becoming part of a community of Canadians who are ready to take charge of their financial destiny, moving beyond traditional wealth management approaches. Notably, the top 100 Moka members are projected to amass a combined wealth of $1.6 billion.

Benjamin Graham aptly stated, “The investor’s chief enemy—and even his worst enemy—is likely to be himself.” Behavioral missteps such as purchasing at market peaks and selling during downturns are significant hurdles faced by investors. A study on the CGM Focus Fund reveals that despite an 18% annual rate of return over a ten-year span, average investors incurred losses due to emotional decision-making.

Moka integrates behavioral science principles to establish an investment environment that promotes discipline, focus, and sustained motivation toward achieving long-term financial objectives.

The platform is underpinned by a foundation of trust, regulation, and security. Investments are managed by licensed professionals, adhere to regulations set by the AMF, and include protections from CIPF with coverage up to $1 million for RRSPs and TFSAs.

Praised in various reputable media outlets such as The Globe & Mail and recommended by notable figures like Thomas Lee from CNBC, Moka has gained recognition for its approach to intelligent investing.

Moka also forms part of INTELLIGENT INVESTING, which offers access to Mogo and FinChat Pro at no additional cost. For more information, visit intelligentinvesting.ai.

References and disclaimers are available at web.mogotrade.ca/legal. The “S&P” and “S&P 500” are registered trademarks of Standard & Poor’s Financial Services LLC. Moka Financial Technologies Inc., a wholly owned subsidiary of Mogo Inc., operates within this framework. Investment accounts via Moka are opened with Mogo Asset Management Inc., a registered portfolio manager.

Investment performance metrics indicate that the Moka Equity Growth Portfolio's performance for one year was 37.48%, three years was 14.79%, and five years was 15.08% as of November 30, 2024.

Please conduct your own research regarding portfolio allocations and characteristics as there may be variations among different portfolios noted herein.